Cashflow is Critical for your Financial Freedom

We have had our online interactive wheel of life working for some time and now have a fair bit of data that tells us what people consider being their biggest problems when balancing their lives. The biggest perceived problem by far is Wealth and Finances followed by Health (often caused by the stress of financial issues).

It isn’t really how much money people have that causes them problems or what assets or lack of assets they own. In nearly all cases the reason people have financial problems is due to a lack of càshflow. For most people, unless they have a conscious understanding of their finances and where their money goes they will use everything that comes in. This happens whether people earn $30,000 a year or $300,000 a year.

The first step in taking control of your financial future is understanding your current situation. A good place to start is to keep a budget of your income and expenses. When you start to do this you may be surprised at what you are actually using your money for. A copy of our downloadable budget can be found at

Once you understand what comes in and what goes out it is critical that you establish a regular càshflow source that continues to come in regardless of any work that you do. In fact the best way to cement you financial future is to diversify your income by establishing several independent sources of càshflow. If you can achieve this regular cashflow, with minimum daily effort, and establish a passive income stream, then that is even better.

One of the sources of càshflow that we have is a program called Karatbars that is an ECommerce program whose product is gold.

Here is the link to our website about the program for you to check it out yourself, Have a look, and visit our other websites or then sign up for a free account at

Let us know if you have any questions.

For more helpful tips on creating cashflow to improve your lifestyle revisit this blog regularly,, or for more information visit our other  websites,, or

Alternatively visit our other websites about balancing your life, or and purchase our book “The Wheel of Life’s 8 Keys to Success”.